Privacy Policy

PRIVACY DISCLOSURE STATEMENT & CONSENT Overview

Ace Haulage Company Pty Ltd, ACN 112 071 824 and its related entities (‘we’, ‘us’, ‘our’) collects information about you for the purposes you agree to in this Privacy Disclosure Statement and Consent. When you sign below, you agree we can, consistently with Australia’s privacy and credit reporting laws, collect, use and exchange credit and personal information about you for those purposes.

Privacy Disclosure Statement and Consent

We are collecting credit and personal information (information) about you, as applicable: o To provide you, or a company of which you are a director:

• Commercial credit for business purposes;
• To support a guarantor application you will provide.

We require the information we collect from you to assess your credit application or the credit application of a company of which you are a director. If you do not provide the information sought we may be unable to process your application, or the company’s application, or we may be limited in the other services we can offer you or the company.

Your information – Collection and Credit Reporting Body (‘CRB’) Disclosures

When we collect information from you in the credit application process, we use that information in a number of ways to assess your credit application. We may:

• Disclose your identification information to a CRB if you wish us to obtain a report on your behalf;
• Use any information the CRB provides in that report to assist us to preliminarily assess your consumer credit or guarantor application

The information we obtain from you is used, subject to compliance with Australia’s privacy and credit reporting laws, only for the purposes listed in this Consent and is not disclosed to any other person except with your permission or as permitted, or required, by law.

Your rights

You have the right to ask:

• Us to provide you with all the information we hold about you
• Us to correct the information we hold if it is incorrect
• Us for copies of our privacy policy and this document, in a form that suits you (e.g. hardcopy or email)
• The CRB not to use your information for direct marketing assessment purposes, including pre-screening
• The CRB to provide you with a copy of the information it holds about you

You can gain access to the information we hold about you by contacting our Accounts Officer at the address above or by telephone on 07 5634 9596. In some cases an administration fee may be charged to cover the cost of providing the information.

You can contact the CRB (Veda Information Services & Solutions Ltd) by telephone on 1300 850 211 or email at membership.query@veda.com.au

After receiving a written response from Veda you may choose to refer the matter to the Office of the Australian Information Commissioner (OAIC) if the matter has not been resolved to your satisfaction. Contact details can be found at www.oaic.gov.au

Disclosure and Consent

By signing the document, you agree we may:

• Use your personal and credit information:

To assess your commercial credit and/or guarantee application and/or to assess a credit application by a company of which you are a director

As the law authorises or requires;

• Provide you, or the company of which you are a director, with offers or information of other goods or services we, or any of our associated entities, may be able to provide to you or the company, unless you tell us not to;

• Disclose your personal and credit information to the extent permitted by law to other organisations that provide us with services, such as contractors, agents, printers, mail houses, lawyers, document custodians, securitisers and computer systems consultants or providers, so they can perform those services for us. This includes overseas service providers in the United States; the United Kingdom, Philippines, India; and other countries specified in the financiers privacy policies, and

• Disclose your personal information to any other organisation that may wish to acquire, or has acquired, an interest in our business or any rights under your contract with us, or the contract with us of a company of which you are a director.

You also agree and consent to, as appropriate:

• A CRB disclosing consumer credit information to us for the purpose of assessing your application for consumer or commercial credit or your guarantor application, and/or assessing a credit application by a company of which you are a director

• When you are a prospective guarantor, us using that information to assess your suitability as a guarantor

Where the applicant, or guarantor, is a company of which you are a director, you consent to the use of your information, in addition to the company’s information, in each of the ways listed above.